Incheon Airport ATM & Bank Locations — Opening Hours Guide
Where to find ATMs in T1 and T2, and how to minimise withdrawal fees with overseas cards.
Incheon Airport has ATMs throughout both terminals, including post-security areas. International cards (Visa, Mastercard, Amex) work at most bank ATMs, though fees apply.
ATM Locations
Terminal 1 (T1)
1F arrivals hall (near exit 5, 6, 8), 3F check-in level, 4F departure gates (post-security). KEB Hana, IBK, and Woori bank ATMs accept major international cards.
Terminal 2 (T2)
1F arrivals near exits, 3F check-in level, 4F departure gates. Same banks available.
Minimising Withdrawal Fees
💳 Use a travel-specific card (Wise, Revolut) — no foreign transaction fee and competitive exchange rates.
🏧 Avoid 'dynamic currency conversion' — always choose to be charged in KRW, not your home currency, for a better rate.
💡 Korean travel cards (Travelogue, Travel Wallet) can be topped up in advance and withdrawn at airport ATMs fee-free.